We are about to say goodbye to the year and, in addition to welcoming 2013, many of us are thinking of a long list of new and good resolutions to improve our appearance, diet, well-being, languages, etc. If you are thinking of giving your life a change, you may have also considered changing your insurance company. Actually, you do not have to be faithful to it if you are not completely satisfied, but first take into account the following requirements that Nectar points out, Positive Health.
About health insurance
- Insurance policies are automatically renewed every year unless the client does not want to continue the relationship.
- Before making a decision, find out about other health products on the market. Internet is a good way to study them. Analyze if your current health insurance adapts to your needs and those of your family, if it offers all health care coverage and if it gives you any differential value, such as dental insurance included in the policy, 24-hour telephone service or the possibility of accessing other wellness services with significant discounts.
- When you decide to contract, do not try to deceive the insurer by hiding diseases or previous interventions to which you have undergone. You risk that, when the time comes, the company does not want to bear the costs of an illness prior to hiring and you are not entitled to assistance.
- Although most companies do not apply deficiencies, make sure of the time that elapses from when you sign the policy until the company provides service.